Beware of fake UPI apps that look like PhonePe and Google Pay

Cybersecurity experts have warned UPI users about a new scam involving fake payment apps. Fraudsters are now creating duplicate apps that look like real platforms such as PhonePe, Google Pay, and Paytm. These fake apps trick users—especially shopkeepers and small business owners—by showing false payment confirmations.

How the scam works
Scammers use cloned versions of popular UPI apps that appear exactly like the originals. These fake apps can show fake payment screens and even play sound alerts through the shop’s soundbox. This tricks the seller into believing the payment was successful, even though no money is actually received.

How are fake UPI apps spreading?
According to reports, these fake apps are being shared through online platforms like Telegram. Since they look genuine, it becomes difficult for people to identify them easily.

Tips to stay safe
To avoid falling victim to this scam, always check your bank account or official UPI app to confirm if the money has been received. Don’t trust soundbox alerts blindly. Only download UPI apps from official app stores like Google Play Store or Apple App Store. Avoid using unknown or newly introduced payment apps.

What to do if scammed?
If you suspect fraud, report it immediately. Call the Cyber Crime Helpline at 1930 or contact your nearest police station.